:root{--bg:#050a12;--panel:#091621;--line:#1d3a4b;--text:#d9e8ee;--muted:#8ba2ad;--cyan:#72dff5;--gold:#f0b65c;--max:1080px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.72 system-ui,-apple-system,"Segoe UI",sans-serif}a{color:var(--cyan)}.wrap{width:min(var(--max),calc(100% - 32px));margin:auto}.top{position:sticky;top:0;z-index:5;border-bottom:1px solid var(--line);background:rgba(5,10,18,.94);backdrop-filter:blur(10px)}.top .wrap{display:flex;align-items:center;min-height:62px;gap:20px}.brand{color:#fff;text-decoration:none;font-weight:900;letter-spacing:.15em}.top nav{display:flex;gap:17px;margin-left:auto;font-size:13px}.hero{padding:72px 0 52px;border-bottom:1px solid var(--line);background:radial-gradient(circle at 80% 5%,rgba(31,143,177,.17),transparent 36%),linear-gradient(145deg,#091824,#050a12)}.eyebrow{color:var(--cyan);font:700 11px ui-monospace,monospace;letter-spacing:.16em}.hero h1{margin:12px 0;color:#fff;font-size:clamp(38px,7vw,68px);line-height:1.05}.hero p{max-width:760px;color:#afc4cd;font-size:18px}.summary{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;margin-top:28px;border:1px solid var(--line);background:var(--line)}.summary div{padding:14px;background:#08131d}.summary b,.summary span{display:block}.summary b{color:var(--gold)}.summary span{color:var(--muted);font-size:12px}.toc{display:flex;flex-wrap:wrap;gap:8px;padding:28px 0}.toc a{padding:7px 11px;border:1px solid var(--line);text-decoration:none;font-size:13px}.toc a:hover{border-color:var(--cyan)}.intro{margin-bottom:30px;padding:20px;border-left:3px solid var(--gold);background:#151108;color:#c8bdac}.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px;padding-bottom:68px}.card{position:relative;padding:27px;border:1px solid var(--line);background:linear-gradient(145deg,#0b1925,#071019)}.card:target{border-color:var(--gold);box-shadow:0 0 28px rgba(240,182,92,.12)}.number{position:absolute;right:20px;top:14px;color:rgba(114,223,245,.11);font:900 55px/1 ui-monospace,monospace}.tag{color:var(--cyan);font:700 11px ui-monospace,monospace;letter-spacing:.13em}.card h2{position:relative;margin:7px 0 5px;color:#fff;font-size:27px}.sub{color:var(--gold);font-size:13px}.card p{color:#afc2cb}.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:8px;margin:20px 0}.stat{padding:9px 11px;background:#07121b;color:var(--muted);font-size:12px}.stat b{display:block;color:#fff;font-size:14px}.bar{height:4px;margin-top:6px;background:#142b39}.bar i{display:block;height:100%;background:linear-gradient(90deg,#2e9dba,#75e8ff)}.advice{padding:13px 15px;border-left:2px solid var(--gold);background:#161108;color:#d6c39e;font-size:14px}.table-wrap{overflow:auto;margin:25px 0 65px}table{width:100%;border-collapse:collapse;background:var(--panel)}th,td{padding:12px;border:1px solid var(--line);text-align:left}th{color:var(--gold);font-size:12px}td{color:#b7cad2}.foot-cta{padding:52px 0;text-align:center;border-top:1px solid var(--line)}.button{display:inline-flex;padding:13px 21px;border:1px solid var(--gold);background:#211506;color:#ffd694;text-decoration:none;font-weight:800}footer{padding:28px 0;border-top:1px solid var(--line);color:#708792;font-size:13px}@media(max-width:720px){.top nav a:not(:last-child){display:none}.grid{grid-template-columns:1fr}.summary{grid-template-columns:1fr 1fr}.card{padding:22px}.hero{padding-top:50px}}